If I want to Lower My Bills through debt consolidation, where do I turn?
 
 

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Debt Consolidation ~ Debt Elimination

Hi, I've set up this website to provide a convenient location for all of the debt relief resources those of us looking to become debt-free might seek.   I do not run or work for a debt reduction company or charge a fee for using my site.   I put a banner of advertisements on the side of each page and make just a few bucks a week to pay my hosting expenses.   I do not sell services to individuals.

 
Who can find themselves into financial trouble?

Just about anyone.... Doctors, lawyers, preachers, housewives, artists, construction workers,...etc.

Debt ConsolidationYou know, those of us who failed  find ourselves in debt often feel like we have somehow "failed" in life.   Many folks who just have a run of bad luck, a devastating divorce, medical expenses, or any of dozens of reasons, can find themselves in debt and needing help.   These things happen to the best people - and often all or part of the reason is far outside of their control. 

Debt Reduction takes patience, persistence, and time - and sometimes a bit of help, but it is not hard.

Of those who are in financial trouble, only a small percentage would be considered "lazy" or "unmotivated."  Most are people needing a helping hand long enough to get their footing - not a hand-out.   Some have been swindled, and others just let their generosity outpace their means temporarily - and it got out of control.

The industry of debt consolidation

Because there are so many people in these situations, an entire industry has been set up around them.  Some of these companies are totally legit, while others are fraudulent.   My site does not make any claims either way about most companies - just presenting the facts about those I've learned about as accurately as I can from public information.  

Types of debt consolidation companies

  • For Profit
  • Governmental
  • Non-Profit
  • Religious Affiliation

 
Other Links:

Debt Reduction : 1stDebtConsolidation4U.com offers free information on all aspects of debt and credit counseling.